Accident & Sickness

Every adult in the UK is five times more likely to suffer a serious disability than to die before the age of 60. Everyday in the UK 2900 people will start claiming State Disability Benefit and 1 800 000 people are currently sick or disabled and have been unable to work for 12 months or more.

Very few people could survive for very long without a meaningful income. If you find yourself in a position of being off work through no fault of your own, you may not be able to pay the household bills, the mortgage, the rent, and manage your business costs sooner than you think.

Financial help from the state is limited. Anyone with a certain level of savings could find themselves with no help at all. If you are self-employed not only do you have to cope with loss of income but also the potential failure of your business.

Accident and Sickness prices are usually calculated on the basis of age, occupation and the period that lapses between the insured being off work due to sickness, accident or injury.

For a free no obligation quotation please click on the ENQUIRY FORM button, complete the form and send it off to us immediately.