Critical Illness

Considering just how many lives are wrecked by critical illnesses such as heart disease, cancer and strokes it is surprising that more people do not take out critical illness insurance.

The principle is straightforward; in the event of an insured illness being diagnosed the insurance company will pay out a lump sum after a survival period. Often critical illness cover is combined with other types of insurance and may even provide an investment element such that a given sum will be paid out for example on the death of the insured.

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