Income Replacement

This provides cover in the event that the insured is unable to work, and therefore to earn, due to illness or injury.

The price will depend on the occupation of the policyholder, their age and the period of time that elapses between when the insured becomes ill and when a claim is made.

There is considerable choice between different covers offered by different insurers. The key is to choose a balance between the cover you need versus the cost of the premium.

You may be fortunate enough never to have to make a claim under your policy. However, many people have been very grateful indeed that amongst all the other worries they had when they became unable to work they knew they did not have to think about how they were going to meet domestic bills and keep a roof over their head until they recovered.

For a free no obligation quotation please click on the ENQUIRY FORM button, complete the form and send it off to us immediately.